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Where does the interest in compound interest come from? And how do you take advantage of it?

BLOOMBERG (December 16, 2021) — In my head, interest is reinvesting the money made on an initial deposit. But for example if I buy one share of VTI and it grows 10% by next year and I contribute $100 per week, that’s not an example of compound interest, is it? I guess at the end of the day I’m not totally sure how to take advantage of compound interest. What am I missing here?

Can I Get Social Security from my wife and myself at the Same Time?

NJ.Com (August 31, 2021) — My wife is four years older than me and she started collecting her full retirement benefit from Social Security at 66. I am still working. I plan on waiting until 70 to start my benefits. How do I, or can I, collect both benefits?

What’s the Best Way to Save for My Grand Children? (Sept 2, 2021) — When I was a kid, I had a passbook savings account that relatives would contribute to for birthdays and holidays. My dad bought savings bonds for my kids. Now I have grandchildren that I’d like to help out, but neither of these options seems very good. Should I set up a brokerage account or 529 account for them? Should I set up one per family or per grandchild?

A Woman’s Guide to Making the Most of Social Security

NY TIMES (JUNE 28, 2021) – Women tend to live longer than men, so they need as much retirement income as possible. Whether you’re 30 or 60, here’s what you need to know.

Financial Advisors Steering Clients Away from SPACs

INVESTMENT NEWS (MARCH 24, 2021) – Special purpose acquisition companies are leveraging celebrity endorsements to drive investor demand, while financial advisers struggle to protect clients from risk.

The Tech Stock Rout Is Raising Risks for American Retirement Plans

BLOOMBERG (FEBRUARY 26, 2021) – Some of the largest funds in workplace retirement savings plans such as 401(k)s, which investors likely assumed were well-diversified, are not. A handful of mega-cap tech stocks make up around 30% of some of the most popular funds in retirement plans.

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