for People Nearing Retirement
If you’re planning to retire within the next 10 years and want to make sure you stay on track, we can help. We work with many people close to retirement to help set clear retirement goals and aspirations, maximize and preserve savings, and create an effective retirement income plan.
We’ll Help You Answer Your Top Retirement Questions
We can help answer many of your most important questions, including:
Retirement Goal Planning
Goal planning is a core service we provide to all our clients. In order to measure if you’re on track, you need to first know where you want to go. We can help you identify your retirement goals and aspirations and identify how much savings you’ll need to meet those goals.
This consists of 5 essential disciplines or components: Investments, Risk Management, Estate Planning, Taxes, and Cash Flow and Retirement Planning.
Perhaps retirement planning is the most important for most people, yet it is fraught with many emotions. The idea of waking up on a Monday morning and no longer having a place to go and a paycheck to collect can be quite a shock.
Helping you prepare for that moment emotionally and financially is so important to us. We have had many clients come to us over the years who are nearing retirement, wondering how they will manage to replace that paycheck with other sources of income.
Besides some of these critical decisions and concerns, you may have goals and objectives that you never thought were possible. We encourage you to think big! As you identify and clarify your retirement goals, we can help quantify how you can reach those goals. Perhaps you want to purchase a second home or travel much more frequently. You only have one chance at retirement; you have worked long and hard to achieve financial independence. Could you make the most of it?
Retirement planning is so much more than just “plugging” your numbers into our software and pumping out a 200-page report; it involves listening to you, understanding your dreams and goals for retirement, and helping you plan to meet them on an ongoing basis. We pride ourselves on how proactive we are in maintaining this working relationship, which is vital to your success.
Here is our commitment to you:
Fee-Only Fiduciary Retirement Advisors
As fee-only fiduciary advisors, you can lean on us confidently to help you plan for your retirement. We are obligated by law and oath to put clients first and avoid any conflicts of interest. This is not the case with a financial broker, whose advice can be conflicted by financial incentives to steer you towards particular investment vehicles.
As your independent fiduciary our only goal is to help you live your best life and obtain the retirement you deserve.
If you’re based in Sarasota, FL or Northern NJ, we’d love to meet with you in our office and see if we’re a good fit. If you’re based elsewhere, as many of our clients are, we’re happy to meet virtually with you to discuss your unique situation and how we can help you.