Every investment decision has consequences; only the future will determine if it is a good decision. Due to the uncertainty of the markets and while many try to forecast the future, they have yet to achieve success consistently or reliably.
BLOOMBERG (March 17, 2022) — I have been contributing to a Roth 401(k) and Roth IRA under the assumption that I’m going to keep increasing my income and my taxes as I get older, so paying taxes now will mean paying less taxes in the future. But I’m wondering if I’ll accumulate more money if …
The decision to initiate a Roth IRA conversion depends on your family’s financial situation. It should consider enhancing your long-term portfolio value, reducing your lifetime tax obligations, reducing your lifetime Medicare premiums, aligning with your estate planning goals, creating more flexibility in the future.
NJ.Com (August 31, 2021) — My wife is four years older than me and she started collecting her full retirement benefit from Social Security at 66. I am still working. I plan on waiting until 70 to start my benefits. How do I, or can I, collect both benefits?
BLOOMBERG (FEBRUARY 26, 2021) – Some of the largest funds in workplace retirement savings plans such as 401(k)s, which investors likely assumed were well-diversified, are not. A handful of mega-cap tech stocks make up around 30% of some of the most popular funds in retirement plans.