Every investment decision has consequences; only the future will determine if it is a good decision. Due to the uncertainty of the markets and while many try to forecast the future, they have yet to achieve success consistently or reliably.
The final stage of widowhood, known as transformation, is when a widow’s new life as an independent woman evolves. Having emerged from profound grief and grown into her new lifestyle, the widow in transformation can focus on more advanced planning.
One of the biggest questions on our client’s minds is “when can I retire?” followed by a second question, “do I have enough savings to retire?”.
NJ.com (Sept 2, 2021) — When I was a kid, I had a passbook savings account that relatives would contribute to for birthdays and holidays. My dad bought savings bonds for my kids. Now I have grandchildren that I’d like to help out, but neither of these options seems very good. Should I set up …
What’s the Best Way to Save for My Grand Children? Read More »
Let us say you believe all the science around investing – that Modern Portfolio Theory (MPT) and Asset Allocation can improve risk adjusted returns over the long-run. Let us also say you have studied and mastered the skills which incorporate advanced statistical analysis required to design a portfolio with the optimum asset class mix to …
The Problem With Modern Portfolio Theory (Video) Read More »
In our previous blog/video we discussed the regulation (or lack thereof) of people who call themselves financial planners. That issue is intimately related to the lack of any formal requirement that financial planners have a designation or some other evidence that they have the education one would think is necessary to advise consumers competently. We …